Appraisal services for Louisville and Jefferson County homeowners
Check out the top seven reasons KY homeowners call on Walsh Appraisals, Inc.:
Do you own a house in or near Louisville? Do you need help deciding the price of your real estate?
At Walsh Appraisals, Inc., we understand the individual needs of a consumer looking for appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. Being a regular person not in the real estate business that probably doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours. Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're qualified in helping homeowners just like you dismiss unneeded and unwanted PMI insurance. Challenge Jefferson county's assessment of your propertyIf you live in a local area that is declining or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Walsh Appraisals, Inc. is your chief weapon. Was your HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Walsh Appraisals, Inc. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd wish to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Walsh Appraisals, Inc. can We can assist you. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property. |